Life and Health Brokerage

                                              Serving Insurance Agents since 1984

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The Answer Plan

To access product brochure, click HERE

To access appointment documents, click HERE

An inpatient medical expense plan designed for members of the National Consumers Advantage Association (NCAA) and their families that pays benefits for Medical Service charges incurred by a Covered Person that results from the Medically Necessary treatment of an injury. 

As a member of the NCAA, You have the flexibility of designing a plan that meets the needs of You and Your covered family members while taking into consideration Your budget. The base plan provides benefits for inpatient treatment of an injury. For an additional premium You can enhance the base plan by purchasing the Outpatient Benefit Rider that provides benefits for Medically Necessary treatment on an outpatient basis. If You desire additional coverage for Accidental Death and Dismemberment, there is an optional rider that can be purchased.

	No Pre-Existing Conditions Provision
	No Inpatient Deductible
	No Coinsurance On Inpatient Confinement
	No Stop-Loss Amount
	No Pre-Certification Requirement
	No Need To Use Preferred Providers To Obtain Benefits
	No Medical Underwriting; However, We Will Underwrite Avocations, Occupation And Other Issues That Have High Potential For Contributing To Injuries

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